TEMBO, Jonathan. Mobile Money and Banking Development in Sub-Saharan Africa. Scientific Annals of Economics and Business, Iasi, Romania, v. 70, n. 4, p. 629–650, 2023. DOI: 10.47743/saeb-2023-0036. Disponível em: https://saeb.feaa.uaic.ro/index.php/saeb/article/view/2352. Acesso em: 30 apr. 2025.