KIRI, Bralind. University Behavior under Borrowing Constraints: The Effect of Students’ Abilities Distribution. Scientific Annals of Economics and Business, Iasi, Romania, v. 68, n. 2, p. 249–262, 2021. DOI: 10.47743/saeb-2021-0008. Disponível em: https://saeb.feaa.uaic.ro/index.php/saeb/article/view/1205. Acesso em: 5 jul. 2025.